About International Offshore Bank of Europe

Our institution was founded to serve the financial needs of a newly settled, diverse community. Since our establishment, we have grown to become the largest ethnic community bank in the greater Chicago area. As a community-based certified Community Development Financial Institution (CDFI), we are deeply committed to delivering responsible, affordable financing. We focus on empowering individuals, small businesses, and entrepreneurs with financial solutions that create positive economic and social impacts in the communities we serve. We offer banking products that are easy-to-understand, easy-to-use, and easy-to-manage for all our valued customers.

Our services are designed to support key areas: Residential Mortgage support helps first-time homebuyers achieve their homeownership goals. Commercial Lending assists local businesses in navigating financial challenges and securing funds for expansion. Our affiliated third-party provider offers cost-effective merchant card solutions for all small businesses. Through active branch involvement, we provide direct support to the people in their respective communities. We offer banking products that are easy-to-understand, easy-to-use, and easy-to-manage for all our valued customers.

Armed with state-of-the-art technology, our professional staff will always listen to our customers' needs first, then develop the best solutions for them with a customized approach. We are building a true customer-centered community bank, where individuals find friendly neighbors, businesses get a supportive business partner and the communities we serve benefit by our contribution.

Furthermore, having a budget that prioritizes investments in areas such as technology, marketing, and employee development can propel your business forward. By consistently reviewing performance metrics against your budget, you can spot inefficiencies and identify where to cut costs or reallocate funds for maximum impact.

Welcome to the human side of banking

Here, we care about the story behind the transaction. That means putting you first in everything we do. Not just listening to your goals, but helping you reach them—all the while guided by your voice, your vision and everything that makes you, well, you.

As a global leader in financial services, we’re transforming businesses and empowering communities with product, services, and contributions, but more importantly, we’re enriching the lives of our clients. See the work we’ve done and how we’re building a better world for everyone around us.